Equifax inc. EFX

Revenue Intelligence Report • 36 quarters of SEC filing data • Updated 2026-03-15

Revenue is driven by SG&A spending efficiency, with each $1 of SG&A generating about $0.19 of long-run revenue, while R&D data is not available for assessment. The model is linear and achieves a 2.4% MAPE, with a holdout test predicting $1.5B versus $1.6B actual (0.7% error) across 36 quarters of history. The FY forecast calls for $6.4B in revenue, up about 5.5% year over year, signaling a steady growth trajectory. For investors, the takeaway is that SG&A efficiency is the main lever on revenue, supported by a reliable forecast framework and a modest but constructive outlook.

Investment Thesis

Our ARDL model tracks Equifax inc.'s revenue with exceptional precision (2.4% MAPE), indicating highly predictable cash flows. Each $1 of SG&A spending generates $0.19 in revenue, reflecting strong commercial efficiency.

Next FY Revenue
$6.41B
+5.5% YoY
SG&A Multiplier
$0.19 per $1
Model Accuracy
2.4% MAPE
Holdout validation: The model predicted $1.5B vs the actual $1.6B — an error of 0.7%.
Note: Equifax inc. does not report R&D expenses separately. This analysis uses SG&A spending only.

Revenue Forecast

EFX Revenue Forecast

Quarterly Detail

QuarterModel ForecastActual95% RangeYoY GrowthStatus
Q4 2025 $1.5B $1.6B $1.5B – $1.6B +8.5% ✓ In range
Q2 2026 $1.6B $1.4B – $1.7B +8.2%
Q3 2026 $1.6B $1.5B – $1.7B +3.6%
Q4 2026 $1.6B $1.5B – $1.8B +4.7%
Q1 2027 $1.6B $1.5B – $1.8B +5.7%

Seasonal Factors

Multiplicative seasonal adjustment: These factors capture Equifax inc.'s systematic quarterly revenue patterns relative to the trend model. A factor of 1.05 means that quarter typically runs 5% above the underlying trend; 0.95 means 5% below. Factors are computed as the median of (actual / fitted) across all available quarters.
Fiscal QuarterSeasonal Factorvs TrendInterpretationObs.
FQ1 (Sep–Nov) 0.9965 -0.4% In line with trend 8
FQ2 (Dec–Feb) 0.9898 -1.0% In line with trend 8
FQ3 (Mar–May) 1.0268 +2.7% In line with trend 8
FQ4 (Jun–Aug) 0.9998 -0.0% In line with trend 8

How Spending Drives Revenue

EFX Spending Timing
Reading this chart: Each line shows the cumulative revenue generated per $1 spent over subsequent quarters. The effect builds over 4-5 quarters as investments mature.

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